The rules for using SuperCash and connected partner services.

You must be at least 18 years old and legally capable of entering binding agreements. Certain features may require identity verification to meet requirements set by the applicable provider or by local regulations.

When you create an account, SuperCash generates a self-custodial wallet through our technology partner, Dynamic. You remain the sole owner and controller of that wallet. SuperCash never has access to your private keys or funds.

You are solely responsible for maintaining access to your wallet and recovery credentials. Loss of access may result in permanent loss of assets, and SuperCash cannot recover them.

SuperCash never holds user funds. All crypto-assets remain either (i) under the exclusive control of the user in the user's self-custodial wallet, or (ii) under the custody and responsibility of an independent third-party provider once transferred by the user.

Under no circumstances are funds held for the account of SuperCash.

SuperCash enables payments executed onchain from a self-custodial wallet. For payments that settle into supported local or traditional payment networks, the Services connect to independent third-party providers that handle all conversion, settlement, and related compliance. SuperCash does not receive, hold, or process user funds at any point.

When a payment is initiated into a supported payment network, the onchain funds are transferred directly to the provider's designated address. Settlement into the local network takes place between the end user and the applicable provider. SuperCash is not a counterparty to these transactions, does not intermediate the flow of funds, and does not perform regulated financial activity.

Where SuperCash facilitates or administers identity verification workflows, SuperCash acts solely as a technical or administrative service provider on behalf of the applicable provider. All onboarding decisions, risk assessments, account approvals, suspensions, and terminations are made exclusively by the third-party provider, which remains solely responsible for compliance with applicable laws. Certain providers may require identity verification before allowing access to their settlement services. Depending on the provider, verification may be performed by the provider or SuperCash may collect and transmit the necessary information on the provider's behalf. Approval criteria and decisions are determined solely by the provider.

Provider-specific terms, limits, processing times, exchange rates, refund processes, and fees vary by provider. The total amount shown in a payment quote includes any applicable fees or rates from the relevant provider.

Use of settlement features may require accepting terms, limits, or conditions set by the applicable provider. SuperCash does not control these provider-specific terms and is not responsible for their availability or performance.

SuperCash does not act as a payment intermediary, settlement agent, escrow agent, or fiduciary.

Any transfer of digital assets to a third-party provider is initiated directly by the user from the user's own wallet and executed on-chain. Once such transfer is initiated, SuperCash is not involved in, and has no control over, the handling, conversion, settlement, or payout of such assets.

Any claims, disputes, losses, delays, chargebacks, refunds, or regulatory actions arising in connection with settlement services must be asserted exclusively against the relevant third-party provider.

SuperCash does not charge fees for same-token payments. A convenience fee may apply to payments that require token swaps or conversions.

For payments that settle into supported local or traditional payment networks, third party providers may apply their own fees, rates, or spreads. These provider applied amounts are included in the total quote shown before a transaction is confirmed. SuperCash does not add any additional fees beyond what is reflected in the quote. Provider fees and rates vary by provider.

You agree not to use SuperCash to:

SuperCash may suspend or restrict access in cases of misuse or non-compliance.

Parts of the Services rely on independent third party providers, including wallet infrastructure partners, identity verification services, and providers that support settlement into connected payment networks. These providers operate under their own terms, policies, and regulatory requirements. SuperCash does not control these providers and is not responsible for their availability, performance, actions, or compliance.

Use of features that interact with third party services may require agreeing to provider specific terms or meeting provider requirements, including identity verification where applicable. Provider decisions, rules, and approval processes are set solely by the relevant provider.

SuperCash does not endorse or assume responsibility for any third-party service used through the app. All interactions with such services are at the user's discretion and subject to the provider's terms.

Use of SuperCash does not create any agency, partnership, joint venture, employment, or fiduciary relationship between you and SuperCash, or between SuperCash and any third-party partner. Each party acts independently and is solely responsible for its own obligations and compliance under applicable law. In particular, SuperCash does not act as agent, representative, or intermediary for users vis-a-vis any third-party provider, nor for providers vis-a-vis users.

The Services are provided on an "as is" and "as available" basis without warranties of any kind.

SuperCash does not guarantee that the Services will be uninterrupted, timely, or error free and does not provide financial, investment, legal, or tax advice. Decisions related to digital assets, payments, or settlement through supported payment networks are made at the user's discretion and risk.

For payments that involve settlement into local or traditional payment networks, all conversion, settlement, and compliance obligations are the responsibility of the applicable third party provider. SuperCash is not a counterparty to these transactions and does not assume responsibility for provider performance, provider availability, provider specific terms, exchange rates, refund practices, or any other aspect of provider services.

Users are responsible for ensuring that their use of the Services complies with all laws and requirements applicable in their jurisdiction.

To the fullest extent permitted by law, SuperCash and its affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, including any loss of funds, profits, revenue, or data, arising from or related to the use of the Services. SuperCash shall not be liable for any acts, omissions, insolvency, regulatory actions, or service failures of third-party providers.

The sole and exclusive remedy for dissatisfaction with the Services is to stop using SuperCash.

This limitation applies even if SuperCash has been advised of the possibility of such damages, and regardless of the legal theory on which a claim is based.

Nothing in these Terms limits or excludes liability where such limitation or exclusion is prohibited by law. Users acknowledge that any settlement-related risks lie solely with the provider they choose to use.

Your use of SuperCash is subject to our Privacy Policy, available at https://supercash.me/privacy. It describes how we collect, use, and share information in connection with your use of the Services.

You may delete your SuperCash account at any time. We may suspend or terminate access to the Services if you breach these Terms or use SuperCash unlawfully. Termination does not affect your control of your wallet or assets.

All trademarks, software, and content associated with SuperCash are owned by LinkGen Limited or its licensors. You may not copy, modify, or redistribute any part of the Services without written permission.

These Terms are governed by the laws of Hong Kong. Any disputes shall be subject to the exclusive jurisdiction of the courts of Hong Kong, unless otherwise required by local consumer-protection law.

SuperCash may update these Terms from time to time. Material changes will be communicated through the app or official channels. Your continued use of SuperCash after an update constitutes acceptance of the revised Terms.

SuperCash

Suite 6503, Central Plaza, 18 Harbour Road, Wan Chai, Hong Kong

support@supercash.me